Smoker Life Insurance Tampa Florida FL
Reader’s Question:
I finally did it. I have not touched a cigarette in three months. It has not been easy but I no longer crave tobacco. Best of all, I can breathe, haha! What about life insurance, am I eligible to get one in Tampa, Florida?
Cameron
Tampa, FL
Hello Cameron,
Let’s begin with a pat on the back! Life insurance for smokers does exits but it sure is easier and less expensive if you are classified a non-smoker. Most life insurance companies in Tampa, FLorida will still consider you a smoker. You should visit your physician in Tampa and be tested. Go back in several months and get further verification that you are a non-smoker. In the meantime, you should approach an experienced life insurance agent from Florida FL and let him know you are seeking life insurance. Experienced agents should be able to find you reputable, competitive carriers. It is important to shop around in Florida since different life insurance companies will have different policies.
Most life insurance companies will consider you a smoker until you have gone two to three years without smoking but there are incentive plans and discounts as you proceed. You definitely need multiple life insurance proposals and you should tell your agent that is your wish. Take the time to review each proposal and work with the agent to select the life insurance policy that best suits your purpose. I am confident you will eventually find your way to get insured in Tampa, Florida soonest!