Buy Tampa Florida term life insurance online
Filed under: Instant life insurance policy Tampa, Life insurance Tampa Florida
Reader question:
I have asthma and have a history of being hospitalized. Can I buy Tampa Florida term life insurance online at a decent price?
Gerladine
Thank you for asking, Geraldine.
You can certainly buy Tampa Florida term life insurance online. Whether or not it’s for a decent price, though, remains to be seen. Life insurance companies, in my experience, base how much they charge you as an asthma patient on how well you are doing in controlling your condition. Sometimes it takes years and years after a serious asthma attack before you can get to the point where your company will charge you normal rates.
When you buy Tampa Florida term life insurance online, they will usually ask to see medical records showing when your last serious asthma attack was. After around 7 years of being in control without visiting the hospital, you might be able to get standard or even preferred rates. You have to stay on top of your asthma, even though people with asthma tend to have a normal life expectancy. You should go to the doctor about your condition at least two times a year, take all of your meds, and keep everything well documented for your life insurance company to see.
take care,
Fashun
Tampa FL smokers life insurance
Filed under: Instant life insurance policy Tampa, Smoker Life insurance Tampa
Reader question:
I need Tampa FL smoker life insurance, and I also have asthma. Can I get insured? If so, can I get decent rates?
George
Great question, George.
It is possible to get decent rates as someone with asthma, but Tampa FL smokers life insurance is never cheap, and combining it with a respiratory condition does not make things any better for you. Not only will you already have the substandard rates of a smoker automatically, but you might find it hard to get someone to insure you at all considering that, rather than doing anything to help yourself, you are actually exacerbating your condition.
In order to get good rates with asthma, you need to follow all of your treatments and get to a point where you show no or very few symptoms. You need to be able to achieve the goal of never having to take off of school or work because of your condition. You have o achieve the goal of never having to visit the emergency room because of your condition. Can you achieve these things while smoking? Of course not.
If you want good rates, then Tampa FL smoker life insurance isn’t going to do it for you. You need to shape up and work to get better.
take care,
Fashun