Reader’s Question: I am looking for a life insurance and this is going to be my first time if I’m going to purchase one. An agent based in Tampa, Florida FL called me and presented the options. I’d like to know what is the cheapest among life insurance. Dylan Tampa, FL There different types of [...]

Reader’s Question: Our eldest son is considering the purchase of a permanent life insurance in Tampa Florida FL. Somebody from a local insurer he called up over the phone has recommended he look into a Universal Life Policy. Is this some sort of new insurance policy which just emerged in the market? I have a [...]

Reader’s Question: My insurance provider in Tampa, Florida has recently introduced a new product called a ROP policy. Can you tell me more about ROP policy? Kevin Tampa, FL Return of Premium (ROP) policies may be a bit more costly but offer the benefit of returning your paid premiums if you outlive the term of [...]

Reader’s Question: I am a graduating student from college and I am planning to get myself a health insurance card in Tampa Florida. What exactly is a pre-existing condition? What about Pre-authorization? Are they somewhat related in connection to my application? Andrew Tampa, FL   They’re not quite related Andrew. But for your benefit, I [...]

Reader question: How will things such as DUI and alcohol recovery programs affect my Tampa FL term life insurance rates? Jackie Thanks for asking, Jackie. Anything you do which shows a history of having problems with or a heavy reliance on alcoholic drinks will drop your status in the eyes of your Tampa FL term [...]

Reader question: I have asthma and have a history of being hospitalized. Can I buy Tampa Florida term life insurance online at a decent price? Gerladine Thank you for asking, Geraldine. You can certainly buy Tampa Florida term life insurance online. Whether or not it’s for a decent price, though, remains to be seen. Life [...]