Reader’s Question: My insurance provider in Tampa, Florida has recently introduced a new product called a ROP policy. Can you tell me more about ROP policy? Kevin Tampa, FL Return of Premium (ROP) policies may be a bit more costly but offer the benefit of returning your paid premiums if you outlive the term of [...]

Reader’s Question: How can I get an affordable smoker’s life insurance online? I have searched for rates from local insurance companies in Tampa Florida FL but they seem to offer high rates for smokers like me. Lenny Tampa, FL The thought of paying high life insurance premiums may have scared you, but let me give [...]